Home Loans

Funding your American Dream begins with a mortgage from UPSEFCU. Whether you are a first-time buyer, upgrading to a new home or refinancing an existing home loan, we provide mortgages with competitive rates that suit your needs. We have partnered with Right Choice Mortgage to help expand our menu of mortgages for our members. So many mortgages to choose from, just give us a call or fill out our easy Quick App and we’ll call you right back.

  • 10, 15, 20, and 30 years fixed.
  • 5,7, and 10 year adjustable rate mortgages as an option for shorter terms with a lower rate
  • First-Time Homebuyer Programs-FHA, VA, Cal/Vet, Conventional 1 and 3% down
  • Cash Out- For debt consolidation, home improvement, or for whatever you need.
  • Mortgages for the self-employed or unconventional income
  • Mortgages after a financial event like Bk, Short Sale, or Foreclosure.
  • Reverse Mortgages for our members over 62 years of age.

Call us now at 833-579-0716 or just click Apply now


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